MultiEducator, INC.

Whether you are someone who works full-time in finance, a business student or a businessman this simple program will be an important tool for you!

FORMULATOR combines a financial dictionary with financial calculator.  The program contains over 70 useful financial calculation formulas. Each formula both calculates the entered values and explains the meaning and importance of those calculations. FORMULATOR includes calculation formulas used by consumers (e.g. mortgage and lease calculators), as well as formulas needed by financial analysts, (e.g. Acid Test Analysis, or a Z credit score analysis.) Other areas of formulas found in FORMULATOR include: Insurance calculations, interest formulas, stock valuations, bonds, cash flow analysis and sales ratios, investment formulas, debt ratios.

The FORMULATOR application contains the following formulas:

Accounts Receivables Turnover Ratios Effective Annual Yield
Actual Cash Value: Equivalent Taxable Yield
Acid Test Free Cash Flow
Annual Percentage Rate Future Value
Asset Utilization Gross Profit Margin
Authorized to Issued Shares Holding Period Return
Bad Dept to Sales Ratios Horizontal Analysis
Bond Yield Housing Affordability
Book Value Per Share Inflation Adjusted Price
Breakeven Analysis-Units Insurance Reimbursement
Capital to Noncurrent Assets Interest Computation
Capitalization Ratts Interest Coverage
Carrying Cost Interest Rate on Car Lease
Car Lease Interest Inventory Turnover
Car Lease Payments Inventory Turnover Ratio
Cash Coverage Ratios Investors Capital To Sales
Cash Flow Ratios Net Working Capital
 Cash Flow to Total Debt Ratio Operating Cycle in Days
Cash on Cash Investment Opportunity Cost
Cash to Current Liabilities Payout Ratio and Price to Book Ratio.
Cash to Working Capital Price To Earnings Ratio
Cost of Common Stock Price to Sales Ratio
Cost of Credit Profit Margin of Sales
Cost of Debt(Bonds) Return on Investment
Cost Preferred Stock Sales Per Person
Current Ratio Sales to Administrative Costs
Daily Interest Sales to Cash
Days of Savings Sales to Current Assets
Debt Ratio Sales to Debt
Debt Service Ratios Sales to Receivables
Debt to Equity Selling Expenses vs. Net Sales Ratios
Delinquent Sales Outstanding Stock Options vs. Shares Outstanding
Depreciation-Yearly Working Capital in Days
Discounted Value of Note Z Formulas
Earning Rate on Investments

FORMULATOR provides an easy was to quickly find what you need. You can search, mark formulas as favorites, or access recently used formulas.

FORMULATOR is the first version of a dynamic program, planned to develop and evolve.  It was not our intent to include every possible financial formula in this program version. Additional formulas will be added over time. If there is a formula you would like us to add, please contact us and we will do our best to add that formula.

If you have ideas for any additional formulas, or if you have any questions, just e-mail us